Strengths:

  • Experienced management personnel.
  • Strong marketing and distribution network.
  • Diversified investment portfolio.
  • Improving underwriting performance.
  • Increased profitability.
  • High solvency ratio.

 

 Challenges:

  • High management expense.
  • Small market share.
  • Exposed to capital market investment risk.
  • Strong market competition.
  • Compliance of new Insurance Act.